Product DescriptionPurchase this book includes the free trial at www. million books. com where you can read more than one million books for free. This is an issue with OCR typos. From the book: the words should be excluded, and omitted. The intent of the contract should be clear. Terms and conditions must be met by the insured must be clear and precise to give due importance. Exceptions to the risks covered should be stated in the plainest. . . More>>